💳 Payment Methods
In this section, you'll learn useful Spanish vocabulary and everyday expressions for making payments in restaurants, shops, hotels, cafés, and other businesses. You'll learn how to ask for the bill, pay by cash or card, use contactless payments, leave a tip, and communicate confidently at the checkout.
🟢 Basic Payment Vocabulary
💳 Credit card → Tarjeta de crédito
🏦 Debit card → Tarjeta de débito
📱 Mobile payment → Pago móvil
📶 Contactless payment → Pago sin contacto
🔐 PIN → PIN
🧾 Receipt → Recibo
🟡 Paying for Goods & Services
🧾 Bill / Check → Cuenta
🛒 Checkout → Caja
💳 Card reader → Terminal de pago
💸 Tip → Propina
👥 Split the bill → Dividir la cuenta
✍️ Signature → Firma
🔵 Payment Actions
💳 To pay by card → Pagar con tarjeta
💵 To pay in cash → Pagar en efectivo
💳 To swipe / use your card → Pasar la tarjeta
🔐 To enter your PIN → Introducir el PIN
📱 To tap your card → Acercar la tarjeta
💸 To leave a tip → Dejar propina
🧠 Talking About Payments
💡 Use ir a + infinitive to say how you're going to pay.
Voy a pagar con tarjeta.
I'm going to pay by card.
Vamos a dividir la cuenta.
We're going to split the bill.
Voy a pagar con tarjeta.
I'm going to pay by card.
Vamos a dividir la cuenta.
We're going to split the bill.
💡 Use poder to politely ask about payment options.
¿Puedo pagar con el móvil?
Can I pay with my phone?
¿Podemos pagar por separado?
Can we pay separately?
¿Puedo pagar con el móvil?
Can I pay with my phone?
¿Podemos pagar por separado?
Can we pay separately?
💡 Use dejar propina when talking about tipping.
Siempre dejo propina.
I always leave a tip.
Hoy no voy a dejar propina.
Today I'm not going to leave a tip.
Siempre dejo propina.
I always leave a tip.
Hoy no voy a dejar propina.
Today I'm not going to leave a tip.
❓ Useful Payment Questions
¿Aceptan pagos sin contacto?
Do you accept contactless payments?
Do you accept contactless payments?
¿Puedo pagar con el móvil?
Can I pay with my phone?
Can I pay with my phone?
¿Podemos dividir la cuenta?
Can we split the bill?
Can we split the bill?
¿Me puede traer la cuenta?
Could you bring me the bill?
Could you bring me the bill?
💬 Common Payment Phrases
💳 Aquí tiene mi tarjeta.
Here's my card.
Here's my card.
📱 Voy a pagar con el móvil.
I'm going to pay with my phone.
I'm going to pay with my phone.
🧾 ¿Me da el recibo, por favor?
Can I have the receipt, please?
Can I have the receipt, please?
💸 La propina está incluida.
The tip is included.
The tip is included.
💬 Everyday Conversations
Restaurant
A: La cuenta, por favor.
B: Claro. ¿Juntos o separados?
A: Separados, por favor.
A: The bill, please.
B: Certainly. Together or separately?
A: Separately, please.
A: La cuenta, por favor.
B: Claro. ¿Juntos o separados?
A: Separados, por favor.
A: The bill, please.
B: Certainly. Together or separately?
A: Separately, please.
Store Checkout
A: ¿Tarjeta o efectivo?
B: Con tarjeta.
A: Puede acercar la tarjeta al lector.
A: Card or cash?
B: Card.
A: You can tap your card on the reader.
A: ¿Tarjeta o efectivo?
B: Con tarjeta.
A: Puede acercar la tarjeta al lector.
A: Card or cash?
B: Card.
A: You can tap your card on the reader.
📝 Example Sentences
💳 Introduzca su PIN para completar el pago.
Enter your PIN to complete the payment.
Enter your PIN to complete the payment.
📱 El pago móvil fue muy rápido.
The mobile payment was very quick.
The mobile payment was very quick.
💸 Dejamos una buena propina por el excelente servicio.
We left a good tip for the excellent service.
We left a good tip for the excellent service.
🛒 La caja está al final de la tienda.
The checkout is at the back of the store.
The checkout is at the back of the store.
🧾 Guardé el recibo para hacer una devolución.
I kept the receipt to make a return.
I kept the receipt to make a return.
👥 Cada uno pagó su parte de la cuenta.
Everyone paid their share of the bill.
Everyone paid their share of the bill.
🏆 Final Practice
Try saying each phrase before pressing play.
- La cuenta, por favor.
- ¿Podemos dividir la cuenta?
- Voy a pagar con el móvil.
- ¿Me da el recibo, por favor?
- Aquí tiene mi tarjeta.
- Introduzca su PIN.