💰 Money & Prices

⏱ 6 min read

In this section, you'll learn essential Spanish vocabulary and everyday expressions for talking about money, prices, shopping, banking, discounts, paying by cash or card, asking about costs, and handling payments while traveling or living in a Spanish-speaking country.

🟢 Basic Money Vocabulary

💰 Money → Dinero
💵 Cash → Efectivo
🪙 Coin → Moneda
💶 Banknote / Bill → Billete
💳 Credit card → Tarjeta de crédito
🏦 Bank → Banco
🏧 ATM → Cajero automático
🧾 Bill / Check → Cuenta

🟡 Prices & Shopping Vocabulary

🏷️ Price → Precio
💸 Cheap → Barato / Barata
💎 Expensive → Caro / Cara
🏷️ Sale / Special offer → Oferta
📉 Discount → Descuento
🧾 Receipt → Recibo
🪙 Change → Cambio
💱 Exchange rate → Tipo de cambio

🔵 Money & Payment Actions

💳 To pay → Pagar
🛒 To buy → Comprar
💸 To spend money → Gastar dinero
💰 To save money → Ahorrar dinero
💵 To pay in cash → Pagar en efectivo
💳 To pay by card → Pagar con tarjeta
💱 To exchange money → Cambiar dinero
🏧 To withdraw money → Sacar dinero / Retirar dinero
🧾 To ask for the bill → Pedir la cuenta

🧠 Talking About Money, Prices & Payments

💡 Use costar to ask or say how much something costs.

¿Cuánto cuesta esta mochila?
How much does this backpack cost?

¿Cuánto cuestan estos recuerdos?
How much do these souvenirs cost?
💡 Use pagar con and pagar en to describe how you pay.

Voy a pagar con tarjeta.
I'm going to pay by card.

Prefiero pagar en efectivo.
I prefer to pay in cash.
💡 Use tener to talk about the money or payment methods you have available.

No tengo suficiente efectivo.
I don't have enough cash.

Tengo cambio para cien euros.
I have change for one hundred euros.

❓ Useful Money & Shopping Questions

¿Cuánto cuesta esto?
How much does this cost?
¿Aceptan tarjetas?
Do you accept cards?
¿Puedo pagar en efectivo?
Can I pay in cash?
¿Tiene cambio?
Do you have change?
¿Me puede dar el recibo?
Can I have the receipt?
¿Cuál es el tipo de cambio?
What is the exchange rate?

💬 Common Money & Shopping Phrases

💳 Prefiero pagar con tarjeta porque no llevo mucho efectivo.
I prefer paying by card because I don't carry much cash.
🏷️ Voy a comparar los precios antes de comprar.
I'm going to compare prices before buying.
📉 Hoy hay un buen descuento en esta tienda.
There's a good discount at this store today.
🧾 La cuenta, por favor.
The bill, please.

💬 Everyday Conversations

Paying in a restaurant

A: La cuenta, por favor.
B: Claro. Son cuarenta y ocho euros.
A: Voy a pagar con tarjeta.

A: The bill, please.
B: Certainly. That's forty-eight euros.
A: I'm going to pay by card.
Shopping

A: ¿Cuánto cuesta esta chaqueta?
B: Está en oferta. Cuesta cincuenta euros.
A: Perfecto, me la llevo.

A: How much does this jacket cost?
B: It's on sale. It costs fifty euros.
A: Perfect, I'll take it.

📝 Example Sentences

🏦 Necesito sacar dinero del cajero automático.
I need to withdraw money from the ATM.
🏷️ El precio de este reloj es muy bueno.
The price of this watch is very good.
📉 Con el descuento, pagué mucho menos.
With the discount, I paid much less.
💵 Solo aceptan efectivo.
They only accept cash.
🧾 Guardé el recibo por si necesitaba devolver el producto.
I kept the receipt in case I needed to return the product.
💳 ¿Aceptan tarjetas internacionales?
Do you accept international cards?

🏆 Final Practice

Try saying each phrase before pressing play.

  • ¿Cuánto cuesta esto?
  • ¿Aceptan tarjetas?
  • Voy a pagar con tarjeta.
  • No tengo suficiente efectivo.
  • La cuenta, por favor.
  • Necesito sacar dinero del cajero automático.